Privacy Notice
Central Bridging Loans Limited (“Central Bridging”, “we”, “us” or “our”) is committed to protecting your privacy and handling your personal information responsibly.
This Privacy Notice explains what personal information we collect, how we use it, who we share it with and your rights under applicable UK data protection legislation, including the UK General Data Protection Regulation (“UK GDPR”) and the Data Protection Act 2018.
This Privacy Notice applies to all individuals who contact us or use our services, including prospective and existing clients, introducers, professional advisers and visitors to our website.
Who We Are
Central Bridging Loans Limited specialises in arranging and advising upon unregulated business purpose property finance. Our services include introducing clients to lenders, investors and professional advisers in connection with specialist property finance and related transactions.
Information We Collect
Depending upon the nature of your enquiry, we may collect:
Identity Information
- Full name
- Date of birth (where required)
- Company details
- Position held
Contact Information
- Email address
- Telephone numbers
- Postal address
Financial Information — where relevant to your enquiry:
- Income information
- Asset and liability information
- Property portfolios
- Existing borrowing
- Credit information
- Source of funds
- Source of wealth
Property Information
- Property addresses
- Valuations
- Title information
- Planning documentation
- Development information
- Tenancy information
Identification Documents — where required for anti money laundering purposes we may request:
- Passport
- Driving licence
- Proof of address
- Corporate documentation
How We Use Your Information
We process your personal information to:
- Respond to enquiries.
- Assess potential funding opportunities.
- Introduce transactions to appropriate lenders or funding partners.
- Carry out due diligence.
- Verify identity where required.
- Meet our legal and regulatory obligations.
- Communicate with you regarding your enquiry.
- Maintain internal records.
- Protect our legal rights.
Lawful Basis for Processing
We process personal information because:
- It is necessary to take steps before entering into a contract with you.
- It is necessary for the performance of a contract.
- It is necessary for our legitimate business interests.
- We are required to comply with legal obligations, including anti money laundering legislation.
- You have provided your consent where required.
Who We May Share Information With
Where appropriate, your information may be shared with:
- Banks
- Specialist lenders
- Private lenders
- Family offices
- Professional investors
- Solicitors
- Barristers
- Valuers
- Surveyors
- Accountants
- Insolvency practitioners
- Receivers
- Insurance providers
- Compliance providers
- Identity verification providers
- Professional advisers
Information is only shared where necessary in connection with your enquiry or where required by law.
We do not sell personal information to third parties.
Confidentiality
Many of the transactions we are involved with are commercially sensitive.
We treat client information confidentially and only disclose information where necessary to progress an enquiry or where legally required to do so.
Data Security
We maintain appropriate technical and organisational measures designed to safeguard personal information against unauthorised access, disclosure, alteration or destruction.
Access to personal information is restricted to those who require it in connection with providing our services.
Data Retention
We retain personal information only for as long as reasonably necessary for the purposes for which it was collected, including satisfying legal, regulatory, accounting and reporting requirements.
Retention periods will vary depending upon the nature of the engagement.
Your Rights
Subject to applicable law, you have the right to:
- Request access to your personal information.
- Request correction of inaccurate information.
- Request deletion of personal information where appropriate.
- Request restriction of processing.
- Object to processing in certain circumstances.
- Request transfer of your information where applicable.
- Withdraw consent where processing is based upon consent.
Third Party Information
If you provide us with information relating to another individual, you confirm that you have the necessary authority to do so.
External Websites
Our website may contain links to third party websites. We are not responsible for the privacy practices or content of external websites.
Changes to this Privacy Notice
We may update this Privacy Notice from time to time. Any revised version will be published on this website together with the effective date.
Contact Us
If you have any questions regarding this Privacy Notice or how we process your personal information, please contact:
Central Bridging Loans Limited
Email: enquiry@centralbridging.co.uk
Telephone: 0161 669 6228
Website: www.centralbridging.co.uk
Complaints
If you are dissatisfied with how we have handled your personal information, please contact us in the first instance so that we have the opportunity to address your concerns.
You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO). Website: www.ico.org.uk · Telephone: 0303 123 1113